Job Description

Developing, implementing, and monitoring compliance and AML/CFT frameworks in line with regulatory requirements (including FIU, RBZ, Microfinance Act, ZAMFI, and FATF standards).

Duties and Responsibilities

• Conducting risk-based internal audits, inspections, and reviews across branches and business units to ensure policy and regulatory adherence.
• Reviewing client onboarding, KY/EDD processes, and high-risk transactions for compliance with AML/CFT regulations.
• Liaising with regulators, auditors, and correspondent partners on compliance-related
matters and responding to audit enquiries.
• Preparing compliance and audit reports for management and the board, ensuring timely submission of statutory returns.
• Ensure organization-wide implementation and compliance with robust data management and protection policies and systems, including risk identification and mitigation, handling data-related queries and complaints, and supporting reviews and audits to ensure regulatory compliance, data security, and continuous process improvement.

Qualifications and Experience

• A degree in Banking & Finance or Insurance and Risk Management
• Professional certification or training in AML/CFT, Compliance, or Risk Management (e.g., ACAMS, FIU/MEFMI training, Certificate in Credit Management).
• Minimum 3-5 years experience in compliance, AML/CFT, audit, risk, or banking operations - preferably within a microfinance or banking institution.
• Experience in engaging with FIU, RBZ, ZAMFI, or similar regulators is required.

Expertise in data protection laws and practices, and understanding of legal frameworks, data protection audits, and the related risk management skills
• Certificate in DATA PROTECTION