Job Description

📍 Location: Harare
🏢 Employer: Ripple Capital
🕒 Type: Full-Time

About the Role

Ripple Capital is seeking a dynamic and self-driven Insurance Officer to join our growing financial services team. The ideal candidate will play a key role in expanding our insurance and agency portfolio, managing operational risk, and supporting loan and client services.

This position suits a proactive individual passionate about financial advisory, risk management, and community-based financial solutions.

Duties and Responsibilities

Key Responsibilities

• Drive new short-term insurance business through client prospecting and relationship management.
• Offer financial advisory services and cross-sell insurance, loans, and other financial products.
• Underwrite insurance policies, process quotations, cover notes, and renewals.
• Support clients with claims, loan insurance, and collateral management (including cessions and caveats).
• Conduct company-wide risk assessments and implement mitigation strategies.

Qualifications and Experience

Qualifications & Experience

• Bachelor’s degree in insurance and risk management
• Certificate of Proficiency (COP) – Short-Term Business is mandatory.
• Certificate or Diploma in Insurance (IIZ or equivalent) is an added advantage.
• Experience in insurance BROKING is a must.
• 2–4 years’ experience in insurance, banking, or microfinance operations.
• Solid understanding of short-term insurance products, underwriting, and claims.
• Experience in agency banking or digital financial services is a plus.

Skills & Attributes

• Strong business development and client service orientation.
• Analytical with excellent attention to detail.
• Integrity, professionalism, and teamwork.
• Computer literacy and familiarity with financial systems.

How to Apply

Why Join Ripple Capital

At Ripple Capital, we’re redefining inclusive finance by providing innovative and accessible financial solutions. You’ll be part of a forward-thinking team driving growth, risk management excellence, and financial empowerment in local communities.

📩 To Apply:
Send your CV and a brief cover letter to [email protected] with the subject line: Insurance Officer and Your Name. Only short-listed candidates will be contacted!

🗓️ Application Deadline: 30 November 2025