Job Description

Skyboard Financial Services is a premium microfinance institution providing high-quality, fast-turnaround financial solutions to working professionals, SMEs, and collateral-based clients. We are seeking a high-calibre, self-driven, and innovative Business Development Officer/Loans Officer with strong microlending experience to join our growing team.

Experience Required: Minimum 2 years progressive experience in microfinance lending in Zimbabwe

Experience must include payroll-based lending (private schemes and civil service), collateral-backed loans, SME/asset-based financing, and serving medium- to high-value clients.

Duties and Responsibilities

Key Responsibilities

● Evaluate, process, and recommend loan applications, ensuring compliance with internal policies and industry standards.
● Collect, verify, and analyse financial information to assess client creditworthiness and loan viability.
● Identify, attract, and grow client portfolios, including SMEs, professionals, and high-calibre borrowers.
● Market Skyboard Financial Services loan products to enhance business growth and customer satisfaction.
● Conduct risk assessments and maintain a healthy, high-quality loan book.
● Support debt collection, follow-up on arrears, and ensure portfolio performance targets are met.
● Prepare daily, weekly, and monthly loan reports and client updates.
● Maintain strong customer relationships and deliver exceptional client service.
● Ensure complete and compliant documentation for all loan transactions.
● Contribute innovative ideas that enhance product delivery, client engagement, and operational efficiency.

Qualifications and Experience

Qualifications & Requirements

● Degree in Finance, Banking, Accounting, Business Administration, or related field.
● At least 2 years proven microlending experience in Zimbabwe across multiple lending segments (payroll-based, collateral-based, SME/asset-based).
● Strong analytical skills and sound judgment in evaluating creditworthiness.
● Excellent interpersonal skills with the ability to build and maintain strong client relationships.
● Effective verbal and written communication skills to explain loan terms clearly and professionally.
● Strong decision-making skills in reviewing and approving loan applications.
● Demonstrated ability in marketing and debt collection.
● High levels of integrity, professionalism, and confidentiality.
● Ability to work under pressure with minimal supervision.
● A loyal, innovative, proactive self-starter who is willing to grow with the institution.

How to Apply

Why Join Skyboard Financial Services?

● Work with a growing, premium microfinance institution, engaging high-value clients and supporting strategic growth.
● Enjoy a dynamic working environment that rewards innovation, loyalty and performance.

Interested candidates should submit the following:

● Cover Letter
● Curriculum Vitae (CV)
● Certified Copies of Academic and Professional Certificates

Email applications to: [email protected]
Deadline: 23 January 2026

NB: Applicants who have previously applied for this position are kindly requested not to re-apply.